How to Use Mobile Payments in China Without a Chinese Bank Account

You can use Alipay Tour Pass (international version) or WeChat Pay for Tourists.

1. Download Alipay/WeChat before arriving; complete real-name verification with your passport.
2. Bind your Visa/Mastercard directly.
3. Transactions under ¥200 are fee-free; over ¥200 charge a 3% service fee.
4. Scan merchant QR codes to pay for meals, shopping, tickets, and transportation—widely accepted nationwide.Check out our full Beijing travel guide for more travel advice.